Home Health Care How To Get a Handle on Your Local/Expat Medical Coverage in Mexico

How To Get a Handle on Your Local/Expat Medical Coverage in Mexico

by Brent May

Private domestic insurance

Do you know if your domestic health insurance will cover your doctor visits or other medical care when you are traveling or living in Mexico?

If the answer is “no” or “I don't know for sure” – you should contact the customer service department of your health insurance company and ask them questions, such as:

1. Will my policy cover me if I get sick or injured while in Mexico?

2. Will my policy cover my pre-existing conditions during my time in Mexico?

3. Will I be reimbursed for any out of pocket expenses that I pay for health care in Mexico? How do I file for that reimbursement?

4. Will my coinsurance, deductibles and other plan requirements remain the same while I am out of the country?

Each health insurance company defines terms and conditions for each individual policy differently so there is not one standard for all. It will be up to you to investigate your particular policy. For example, a medical emergency is defined many ways so you will want to be crystal clear about what your own policy says.

Most private insurance companies have some provisions for international travel or you can get a rider for them. Every insurance company, and within each company, there are different and varied benefits, definitions and policies, so it is up to you to ask them and find out.

Once you have this information, you can pursue the additional coverage that will keep you safe.

Canadian residents

Canadian residents are covered in Canada by their provincial health plan. But when you are in in Mexico you cannot rely on that coverage. A Canadian travel insurance plan may cover you for up to six or eight months and might only cover emergencies but not serious and chronic illnesses such as diabetes or cancer. Also, your provincial medical coverage, including OHIP, MSP and other provincial medical plans, will likely not cover you after a set number of months. More information is available online (https://www.sbis.ca/canadas-provincial-health-plans.html).

United States residents

With one possible exception, U.S. Medicare coverage will not cover you when you are outside of the United States. If you qualify for Medicare you would have to return to the United States for treatment. The exception to this is if you are on a ship within the territorial waters of the United States, some coverage may then be available to you. However, it is possible to get some limited international coverage with either a Medigap plan or Medicare Advantage plan. You will need to get current information on this from the Medicare website (https://www.medicare.gov/).

Emergency evacuation insurance

If you suffer a serious health emergency or need surgery and your insurance does not cover it, it is wise to investigate an emergency evacuation insurance policy. Evacuations to your home country or to another hospital within Mexico can get expensive. Some estimates say $100,000!

Your own policy may have this available. Additionally, some credit cards will cover evacuation to the nearest hospital and other accident benefits. Contact them to find out more about their specific benefits.

Travel insurance

Some travel insurance policies can help to fill in gaps in your current plans; and they can also act as primary or secondary coverage. Your credit card may have travel insurance and other travel related benefits. You may not need a separate policy so check your credit card benefits first and then investigate travel policies.

You will want to be sure your travel insurance offers Emergency Medical Coverage and Evacuation as well as 24/7 Emergency Assistance (doctor or hospital recommendations and translation services).

Finally

1. Keep your insurance cards, or a copy of them, with you. You will need to present them to the medical facility. In Mexico the term used in the medical facilities for “insurance card” is “ASSIS.”

2. We are providing a list of some local medical facilities and English-speaking doctors for your convenience. This is not an exhaustive list. There are many hospitals, clinics, laboratories and good doctors along our beautiful coast between Puerto Escondido and Salina Cruz. Our modern medical services are expanding all the time. This will give you a start… asking other expats will also provide you with good information.

PUERTO ESCONDIDO

Hospitals:

  • Hospital Angel del Mar

https://hospitalangeldelmar.com.mx/

954-104-2270 or 954-582-1026

Note: Insurance companies that have a relationship with Hospital Ángel del Mar are: Banorte, Sinergia, AXA Bancos (Banco HSBC / Banco Santander), GNP Autos and GNP Major medical expenses, Seguros Monterrey, Allianz.

  • Hospital Maria de Lourdes

https://www.facebook.com/SanatorioMedicoMariaDeLourdes?fref=ts

954-582-0425

  • Hospital General de Puerto Escondido

https://www.facebook.com/Hospital-General-De-Puerto-Escondido-Oax-557962901312511/?eid=ARCg9ruo6p-ahd_euCQmG6-

954-115-0294

Doctors (English speaking):

  •  Dr. Max, General Medicine

Located on Oaxaca Av. 603.

(954) 582-0440.

  • Dr. Omar Lopez, General Medicine

Av Oaxaca 603

954-582-3634

  • Dr.Francisco Serrano

Located on Blvd. del Pacifico 508. 

954-582-0548

  • Dra. Anja Widman, Pediatrician

https://www.oasisdelpacifico.com/

Calle Los Mangales #2 La Barra 1°Sección, KM 146, Costera

954-128-7661

Clinics:

  • Clinica Hospital Olvera Medical

https://www.facebook.com/clinicaolvera/

954-582-0968

  • Allergy Clinic and Pediatric Specialties

https://www.facebook.com/pg/pediatraluiscarlos/about/

954-582-2629

  • The Gout Clinic

Pacific Acupuncture Center

https://www.goutclinic.com/

954-582-2951

  • Endorphin Physiotherapy Center

https://www.facebook.com/pages/category/Medical—Health/Centro-de-Fisioterapia-endorfina-115739746457294/

954-127-2430

  • IXHUA Luz de Vida-Women's Health Clinic

https://www.facebook.com/luzdevidacm/?ref=py_c

954-129-7397

HUATULCO

Hospitals:

  • IMSS General Hospital (limited English)

https://www.facebook.com/pages/Hospital-Imss-Huatulco/145731688813353

  • Naval Hospital – Bahias de Huatulco

located on Boulevard Chahue

958-587-0366

  • Hospital Materno Infantil

http://www.actiweb.es/cessahuatulco/

958-105-1647

  • Clinica Hospitalari San Miguel

https://www.facebook.com/Clinica-Hospitalaria-San-Miguel-1164506https://www.facebook.com/Clinica-Hospitalaria-San-Miguel-1032239843645005/873698278/?tn-str=k*F

958-112-1473

  • Central Medica Hospital

Location:  Flamboyán 205, H, 70987 Crucecita, Oax.

958-587-0104

  • Del Angel Medicos Huatulco (Specialists)

https://www.facebook.com/pg/medicoshuatulco/posts/

958-109-6721; 958-587-1630

Doctors (English speaking):

  • Dr. Isaac Santiago Villa, Family & General Medicine

958-116-8685

drisaasantihuatulco@hotmail.com

  • Dr. Miguel Angel Quiroz Tovar

958-587-6628

  • Dr. Wilfreddy Marin, Dentist

958-587-0380

wilfreddymarin@hotmail.com

  • Dra. Patricia Jimenez Bader, Dentist

958-587-1194

patriciajimenezbader@gmail.com

  • Dra. Miriam Lara de la Rosa, Ophthalmologist

958-117-3428

Milaro8006@gmail.com

Clinics:

  • Orthopedia Huatulco

https://www.facebook.com/pages/category/Healthcare-Administrator/Ortopedia-Huatulco-373585616124184/

958-105-1426

  • Elite Medical Services Huatulco

https://www.facebook.com/ServMedicosEliteHuatulco/

951-413-2883

  • Red Cross Huatulco

(Cruz Roja Mexicana Huatulco)

https://www.facebook.com/oficialHuatulco/

958-587-1188

  • Hemodialisis Huatulco

https://nevolas.wixsite.com/clinica-juchitan

229-113-4639

  • Medico A Domicilio Huatulco

https://www.facebook.com/Medico-A-Domicilio-Huatulco-132035600761069/

958-117-4029

POCHUTLA

Hospitals:

  • Hospital General San Pedro Pochutla

https://www.facebook.com/pages/Hospital-General-Pochutla/176434909076236

958-584-0236

  • Hospital Materno Infantil

http://www.actiweb.es/cessahuatulco/

  • CESA Pochutla

https://hospitalesmexico.com/cesa-san-pedro-pochutla-13813

954-544-0055

  • Unidad Basica de Rehabilitacion San Pedro Pochutla Heart Hospital

https://www.facebook.com/pg/UBR-Pochutla-852822048431142/about/?ref=page_internal

958-688-2087

Clinics:

  • Clinica Medica San Carlos

https://www.facebook.com/pages/Clinica-San-Carlos/384471782053164

958-584-0603

  • Dental CRUZ Odontologia Integral

https://www.facebook.com/DENTALCRUZ10/

958-100-4232; 958-124-2509

  • Clinica Santa Martha

https://www.facebook.com/pages/Clinica-Santa-Martha/1678814949046724

954-688-0414

SALINA CRUZ

Hospitals:

  • Hospital General de Especialidades de Salina Cruz

https://www.puertosalinacruz.com.mx/espi/0000001/inicio

971-714-0110; 971-281-3229

  • Hospital General de Pemex

http://matutinazo.com/2018/10/23/hospital-pemex-salina-cruz-unico-centro-medico-certificado-consejo-salubridad/

971-714-2297

  • Salina Cruz Hospital

https://www.puertosalinacruz.com.mx/esps/2110399/hospital-de-marina

971-714-0740

  • Red Cross – Salina Cruz

https://www.facebook.com/cruzrojajuventudsalinacruz

971-714-1049

Clinics:

  • Clinical Integral Materno Infantil

https://www.facebook.com/HospitalInfantilSalinaCruz/

971-714-1806

  • Sanatorio Gallardo

https://www.facebook.com/pages/Sanatorio-Gallardo/536318536420676

971-714-0720

  • Centro Medico Istmo

https://www.facebook.com/pages/category/Medical-Center/Centro-M%C3%A9dico-Istmo-110489990361326/

971-285-3536

You may also like

Leave a Comment

[type='text']
[type='text']
[type='password']
[type='password']
[activeKey]
[activeKey]
['rmockx.RealPlayer G2 Control', 'rmocx.RealPlayer G2 Control.1', 'RealPlayer.RealPlayer(tm) ActiveX Control (32-bit)', 'RealVideo.RealVideo(tm) ActiveX Control (32-bit)', 'RealPlayer']
['rmockx.RealPlayer G2 Control', 'rmocx.RealPlayer G2 Control.1', 'RealPlayer.RealPlayer(tm) ActiveX Control (32-bit)', 'RealVideo.RealVideo(tm) ActiveX Control (32-bit)', 'RealPlayer']
[index]
[index]
[i]
[i]
[type='text']
[type='text']
[type='password']
[type='password']
[activeKey]
[activeKey]
['rmockx.RealPlayer G2 Control', 'rmocx.RealPlayer G2 Control.1', 'RealPlayer.RealPlayer(tm) ActiveX Control (32-bit)', 'RealVideo.RealVideo(tm) ActiveX Control (32-bit)', 'RealPlayer']
['rmockx.RealPlayer G2 Control', 'rmocx.RealPlayer G2 Control.1', 'RealPlayer.RealPlayer(tm) ActiveX Control (32-bit)', 'RealVideo.RealVideo(tm) ActiveX Control (32-bit)', 'RealPlayer']
[index]
[index]
[i]
[i]
[type='text']
[type='text']
[type='password']
[type='password']
[activeKey]
[activeKey]
['rmockx.RealPlayer G2 Control', 'rmocx.RealPlayer G2 Control.1', 'RealPlayer.RealPlayer(tm) ActiveX Control (32-bit)', 'RealVideo.RealVideo(tm) ActiveX Control (32-bit)', 'RealPlayer']
['rmockx.RealPlayer G2 Control', 'rmocx.RealPlayer G2 Control.1', 'RealPlayer.RealPlayer(tm) ActiveX Control (32-bit)', 'RealVideo.RealVideo(tm) ActiveX Control (32-bit)', 'RealPlayer']
[index]
[index]
[i]
[i]
[type='text']
[type='text']
[type='password']
[type='password']
[activeKey]
[activeKey]
['rmockx.RealPlayer G2 Control', 'rmocx.RealPlayer G2 Control.1', 'RealPlayer.RealPlayer(tm) ActiveX Control (32-bit)', 'RealVideo.RealVideo(tm) ActiveX Control (32-bit)', 'RealPlayer']
['rmockx.RealPlayer G2 Control', 'rmocx.RealPlayer G2 Control.1', 'RealPlayer.RealPlayer(tm) ActiveX Control (32-bit)', 'RealVideo.RealVideo(tm) ActiveX Control (32-bit)', 'RealPlayer']
[index]
[index]
[i]
[i]
[type='text']
[type='text']
[type='password']
[type='password']
[activeKey]
[activeKey]
['rmockx.RealPlayer G2 Control', 'rmocx.RealPlayer G2 Control.1', 'RealPlayer.RealPlayer(tm) ActiveX Control (32-bit)', 'RealVideo.RealVideo(tm) ActiveX Control (32-bit)', 'RealPlayer']
['rmockx.RealPlayer G2 Control', 'rmocx.RealPlayer G2 Control.1', 'RealPlayer.RealPlayer(tm) ActiveX Control (32-bit)', 'RealVideo.RealVideo(tm) ActiveX Control (32-bit)', 'RealPlayer']
[index]
[index]
[i]
[i]
[type='text']
[type='text']
[type='password']
[type='password']
[activeKey]
[activeKey]
['rmockx.RealPlayer G2 Control', 'rmocx.RealPlayer G2 Control.1', 'RealPlayer.RealPlayer(tm) ActiveX Control (32-bit)', 'RealVideo.RealVideo(tm) ActiveX Control (32-bit)', 'RealPlayer']
['rmockx.RealPlayer G2 Control', 'rmocx.RealPlayer G2 Control.1', 'RealPlayer.RealPlayer(tm) ActiveX Control (32-bit)', 'RealVideo.RealVideo(tm) ActiveX Control (32-bit)', 'RealPlayer']
[index]
[index]
[i]
[i]